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Roy Gagaza

Roy Gagaza's service excellence has been recognized repeatedly through numerous awards, including induction into the Advisors Excel Hall of Fame in 2023 alongside his wife, Patricia, the CFO and co-founder of the firm. Their teamwork extends beyond business into their personal lives, where they share the joys and challenges of raising their three children: two daughters, Kyrie and Mackenzie, and a son, Grant.

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October 26, 2025

Learning Penalty-Free Ways to Manage RMDs Wisely

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Roy Gagaza: Roy Gagaza, a seasoned veteran of the U.S. Army, retired in 2008 after a distinguished 25-year career as an officer. During this time, he was twice honored with the prestigious Bronze Star for heroic actions against enemies of the United States. His transition from military service to the financial sector was seamless, thanks to his educational foundation in business marketing obtained from San Jose State University between 1984 and 1988. In 2010, he founded Journey Wealth Management, LLC, a firm that quickly expanded under his leadership, now boasting offices in Waipahu, Honolulu, Hawaii, and Manteca, California. As CEO, he has been instrumental in guiding his clients toward achieving secure financial futures, mainly focusing on retirement planning. His professional certifications include being a Certified Estate Planner (CEP) and a Registered Financial Consultant (RFC), qualifications that underscore his depth of knowledge and commitment to his clients.

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